Ben Barlowe

Description

We didn’t need a budget… We needed a whole new way of thinking about money. And it turns out, we weren’t the only ones… Early in 2003… I (Jesse) was a broke college student, newly married to Julie, trying to stretch our tiny income to cover rent, groceries, and tuition. We didn’t just need to track our money—we needed a way to make it work for us. So, I built a simple spreadsheet around one guiding principle: give every dollar a job. I had no idea at the time, but that little system would become so much more than a budget. It became a gateway to building the life we truly wanted. Giving every dollar a job became the foundation of YNAB (“why-nab”), and today, we teach people to never worry ab

Industry

blog, podcast